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AML Compliance

Analyzer Name: AML Compliance​

Purpose​

The AML Compliance analyzer detects suspicious financial activity patterns — sanctions matches, transaction structuring, and large outbound transfers — by correlating data from Plaid with sanctions designations from OpenSanctions. Compliance officers use this analyzer to assemble source evidence for Suspicious Activity Reports (SARs), identify structuring patterns hidden in sub-threshold transaction clusters, and rank account holders by outbound exposure.

List of Sightlines and Widgets​

SAR Action Queue​

Significance: Identities confirmed to match sanctioned entities who have active financial transactions — these require immediate SAR review. The quick view highlights total SAR candidates, structuring alert count, and large-transfer count so compliance staff can triage the day's queue.

Widgets​

  • SAR Candidate Count (stat card)
  • Structuring Alert Count (stat card)
  • Large Transfer Count (stat card)
  • SAR Candidate Exposure (bar chart)
  • SAR Candidate Detail Table

Structuring Radar​

Significance: Surfaces transaction amounts clustering just below reporting thresholds. A concentration of activity in the sub-threshold range signals potential structuring — the deliberate slicing of transfers to evade reporting.

Widgets​

  • Structuring Pattern Count (stat card)
  • Transaction Amount Distribution (bar chart)
  • Structuring Account Detail Table

Outbound Exposure Ranking​

Significance: Ranks accounts by total outbound transfer volume, surfacing who moved the most money out of the institution. Compliance officers use this ranking to prioritize deeper review of high-volume movers.

Widgets​

  • Outbound Exposure Ranking (bar chart)
  • Outbound Exposure Detail Table

Source Blueprints​

  • Sumsub — KYC-verified identities for the customer under review.
  • OpenSanctions — consolidated sanctions and PEP designations used to match identities.
  • Plaid — account holder identities and transaction history.